(c) 2007 Best Student Loan Guide. Products, services and step-by-step guidance to help you make the best decisions you can. Checkout Martin Haworth’s website for all you need at http://www.Best-Student-Loan-Guide.com
Jan
31
Federal loans are available to students, and they don’t require a cosigner, but they do require the student to complete the FAFSA. Find out what forms are needed from dependent students with help from a financial aid officer in this free video on student loans. Expert: Brooke Kramer Contact: www.argosy.edu Bio: Brooke Kramer is the financial aid officer at Argosy University in Salt Lake City, Utah. Filmmaker: Michael Burton
Jan
30
www.mslaw.edu The student loan companies have two deals from the government that violate market principles of risk and reward. Dean Lawrence R. Velvel interviews David Cay Johnston former investigative journalist for the New York Times on his book, Free Lunch How The Wealthiest Americans Enrich Themselves at Government Expense ( and Stick You with the Bill) TheMassachusetts School of Law also presents information on important current affairs to the general public in television and radio broadcasts, an intellectual journal, conferences, author appearances, blogs and books. For more information visit mslawledu. MSLAW podcasts are available on itunes (just search for mslaw) and at http MSLAW videos can also be found on Google.
Jan
29
Student Loans : How to Stop Having Wages Garnished to Repay a Student Loan
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To stop having wages garnished to repay a student loan, make contact with the lender, agree upon a specific dollar amount and make six consecutive monthly payments on time to meet that goal. Cease wage garnishment by building up better credit with financial advice from a guidance counselor in this free video on student loans. Expert: Cheri Ashwood Contact: www.wearehdtv.com Bio: Cheri Ashwood has a bachelor’s degree in psychology and education, and has been a guidance counselor for nearly a decade. Filmmaker: Christopher Rokosz
Jan
27
Student loans: How to pay down and consolidate college loans
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www.howdini.com Student loans: How to pay down and consolidate college loans College is over and the banks want their money back. Welcome to adulthood. Money Magazine reporter Carolyn Bigda offers practical advice for how to pay down college loans. Keywords: private student loans…
Jan
26
Congressman DeFazio speaks about direct student loans Part 1
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Congressman DeFazio speaks about direct student loans. 09/22/2004
Jan
26
The easiest way to reduce student loan payments is by making payments while attending school. Find out how to talk to a lender about loan consolidation with help from a financial aid officer in this free video on student loans. Expert: Brooke Kramer Contact: www.argosy.edu Bio: Brooke Kramer is the financial aid officer at Argosy University in Salt Lake City, Utah. Filmmaker: Michael Burton
Jan
25
The source of funds for a college loan does not alter the expectations of the student who is awarded that loan. Every lender of a college student loan has certain obligations.
Every lender of such a loan needs to supply the borrower with certain information. For example, anyone who receives one of the college based student loans should receive a detailed repayment schedule.
Yet a borrower looks for more than just a repayment schedule. A borrower needs to know the loan rates and the loan fees.
A person who is awarded one of these student loans should also be provided with information about the balance owing on the loan and the payment options. Once the borrower has paid the loan in full, then he or she should get written confirmation of that fact.
Rights of Students Awarded One of the College Student Loans
A student who struggles to make payments on a student loan has a right to defer payments for a defined period.
A student who feels unable to fully repay a loan might qualify for forbearance on that loan. College student loans give qualified students the right to request such forbearance.
A student provided with money through a college student loan should look into the possibility of getting a graduated payment schedule. An income-based payment schedule might also be an option.
Some private lenders of college student loans (and all sources of government loans) allow for early repayment of that loan, without charging a prepayment penalty.
Obligations of Students Receiving One of the College Student Loans
While any student can request deferment on a loan, or forbearance on a loan, the student making that request cannot assume that it is granted.
The student must continue making payments on his or her college loan. Moreover, the student must keep the lender informed of any changes to his or her vital information.
Suppose, for example, that someone getting one of the student loans available from colleges, changes his or her address. The lender must then be provided with the new address. Suppose a student awarded a college loan changes his or her job.
A name change for a loan recipient should not be hidden from the eyes of a loan lender. By the same token, a student awarded one of the college student loans needs to keep the lender apprised of any change in his or her phone number or Social Security number.
A student can maintain a respectable credit score if he or she fulfills all the above-mentioned obligations. Such a student has clearly shown a willingness to act “in good faith” towards the lender of the loan money.
Jan
24
how to pay off your student loans – tips and tricks on ABC News, from Unigo.com CEO Jordan Goldman
Jan
24
On Tuesday, March 31, the New America Foundation’s Education Policy Program hosted “The Future of Federal Student Loans” This event featured representatives from the Obama administration, the student loan community, and New America’s Education Policy Program to discuss the pros and cons of the President’s proposal to stop guaranteeing federal student loans and to instead make the loans directly. On Feb. 26, the Obama Administration laid out a bold plan to expand financial aid, paid for in …
Jan
23
UHEAA is more than just student loans. For more than 30 years, UHEAA has helped Utah students prepare, plan and pay for college. We believe a local agency helping local students is better than a bureaucratic, one-size-fits-all Washington program run by a low-bid government contractor. If the federal government nationalizes student loans, YOU LOSE. Go to www.keepstudentloanslocal.org to take part in this grassroots effort to NOT nationalize student loans.
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